5 Strategies To Handle The Cost of Veterinary Care

This week on the cone we’re talking
about the cost of vet care and making sure that you can afford it. Let’s go! And now… the vet who treats
ducks even though they have outstanding bills… Dr. Andy Roark! So what can we do to make
sure that care stays affordable? [Help our pets get jobs have health benefits! Marry
a veterinarian!] No! and… maybe. Listen, I love being a veterinarian but my heart
breaks when people can’t afford the treatment their pets need. Today’s
episode is all about helping people prepare financially in case an emergency
arrives. Here are my top 5 tips for paying for veterinary care. Pet emergency
fund – Medical emergencies happen and if you have to rush your pet into the
emergency vet in the middle of the night it is not at all uncommon for you to be
looking at bill that’s well over a thousand dollars. Consider starting a pet
emergency fund. Just set up a savings account where you’re going to put money
that is only to be used for emergency medical conditions for your pet. Even if you only put away a dollar per
day, over time you can build a nice cushion. The downside of this is it
requires discipline and it takes a long time to build that amount up. [Or I could just
change the name of my kids college fund.] Pet insurance – I tell people that if you
would do anything for your dog or cat but you might have trouble getting your
hands on say three thousand dollars within a day, pet insurance is something worth looking
into. What is covered under pet insurance varies with the company that you use, as
well as the plan that you choose. Some people pick a comprehensive plan and it
covers routine care as well as emergency care. Other people want a lower-cost plan
that only covers illness. You want to consider getting pets covered while
they’re young and healthy so that you have coverage in
place before any issues arise. Also, different breeds are prone to different
illnesses but any pet can have an accident. You want to be prepared for that. Ask
your vet for resources on common health conditions that can occur in your pet. Do
your homework and choose a plan that’s right for you. Look I know the homework sucks but if
you don’t do it mom’s not gonna let you go to the dance
on Friday. Talk to your vet – If you’re concerned about being able to pay for
care, say so. Tell your vet that finances are an issue and ask if there are more
conservative approaches that you might take to help keep the cost down.
Depending on the case and condition, your vet may be able to give you alternative
approaches to care. Just make sure that you know what the
risks are if you take a less expensive approach. Often there are risks. If you’ve
got credit cards you may be able to request a limit increase it never hurts
to ask just give the credit card company a call.
Sometimes I call just when I have no one else to talk to. Also, many veterinarians can recommend
temporary credit lines that are just for people who need to purchase medical care. You’ll have to apply, but this is a
possibility for pet owners in need. There are many animal welfare
organizations that can maybe provide assistance, loans or grants to pet owners
in need. Ask your veterinarian if she has a list
of these organizations in your area. Also jump online and do your own research.
Support is out there if you can find it just like the truth and the A-Team… and
finally, it never hurts to contact your local animal shelter and see if they can
assist you or if they know someone who can. And that’s our show! Thank you so much
for watching. I hope that this is really helpful. Please help me to help pets by
liking, commenting and sharing this video so other pet owners see it and can
use it. Until we meet again… Let’s be the people
our pets deserve. Today’s episode of cone of shame brought to you by Petplan Pet Insurance

10 thoughts on “5 Strategies To Handle The Cost of Veterinary Care

  1. Once, I had a client who was whining and griping about the cost of a regular exam, it wasn't exactly an outrageous bill, and he was being such a baby in front of my vet that I flat out told him he could get insurance if he wanted. He didn't believe me! Thought I was making something up to trap him into giving us more money I guess -_- So I told him to Google it. He left looking very suspicious and a bit confused. He was probably one of those people who thinks he knows everything and is better than everyone, gonna have a surprise when he finds out he could have avoided all those expenses! xD

  2. DEFINITELY talk to your vet. My Boomer (dachshund) was 11 when he developed a sudden respiratory issue. We trialed meds to control it before diving into expensive echo's and other diagnostics. We got his issues controlled with prednisone & hydrocodone. Sadly he passed on July 4 from a heart attack. My point is…..your vet will work with you & forgo expensive treatment if medically possible. Creativity goes a long in healing humans & animals.

  3. I'm helping out an abandoned dog. Today, while giving him a bath, I noticed that he has bit his back and tail ( by scratching by teeth) and the spot has become large and red! Please guide me what to do.

  4. I am disabled, unable to work, and therefore low income. I've had no trouble affording my cats for the first 8-10 years of their lives (though special diets, regular vet visits and care, and emergency vet visits), but with age comes health issues. I've had to start a fundraising campaign for my babies. Managed to fund one surgery, with help from the Farley Foundation, but am still asking for help if anyone is able to 🙂 My cats have done so much good and deserve the care they need. I would starve to give it to them, but I hope it doesn't come to that.
    So I'm asking for help 🙂 Not sure if Dr. Andy Roark can share this or not but…

  5. Thing is that even with dogs DNA tested dogs that are clear of that breeds issues the Insurance companies never take that into consideration. I think they should.

  6. How I will do it next time. Let's face it , Vets 'can't ' always guarantee that the cost is going to keep ballooning to higher figures when they perform some of their services. Also they deserve to get paid for the work they do. This is what you say, " Doctor, my budget is. $1,500., including the cost of putting my dog down if things don't work out. Before you give me a price can I kindly ask you to either tell me if it's less or more than that amount. Please don't don't me the amount even if it's even a little more., just put the dog down. I'm sure you understand .
    You have to draw a line . For some people the line is $10,000,+ some others it's $1,500 and for others it's $250. But there positively is a line on how much you should spend. My dogs are part of my family, but there still is a line.

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