3 Important Insurance Coverages For Mobile Pet Groomers



hey guys making this video today to talk to you a little bit about the most important insurance policies that every mobile pet groomer should carry to protect themselves their business and their employees so number one baseline policy every mobile pet groomer should carry is a business owners insurance policy so the business owners insurance policy is going to provide liability insurance coverage professional liability insurance coverage as well as coverage to your property and the equipment that you have attached to your vehicle super important that you that you're protecting all those and then also coverage for the the pets that you're that you're grooming as well so really important that you're working with an insurance agent who knows the ins and outs of your business to make sure that you have all the insurance coverage that you need to protect yourself so that business owners insurance policy should cover should have a is going to provide your general liability your professional liability coverage it's going to provide coverage for your property your loss of business income and even coverage or damage to the pet so if if you hurt a pet in your care custody or control or they escape the leash and get injured or killed for example you want to make sure that you're gonna have that you've got insurance protection which is provided under their business owners policy that particular coverage that would provide protection for the animal is going to be the animal bailey's coverage so all those those different quick coverages that I just went over real quickly would be included and covered on a business owners insurance policy assuming you have the proper policy for your business number two really important that you have a commercial auto insurance policy that's going to provide coverage for the vehicle that you use in your day-to-day business as well as your liability if you're involved in an accident on the road so oftentimes you've spent quite a bit of money on that vehicle and the conversion and and all the tools included on there so you want to make sure that you have that insured on a commercial auto insurance policy the property is insured on your on your business owners insurance policy and then now if you have employees you're doing business in California here in Arizona where I do you're going to need workers compensation insurance coverage as well and all three of these policies I can help you out with again if you're doing business in California or in Arizona and I'd love the opportunity to work with you review your current policy and provide my recommendations as well now again it's really important that you're protecting your business properly and the coverage is extremely inexpensive so most business owners insurance policies here in California and Arizona for example minimum cost or minimum premium starts at $500 and a lot of times you can kit all the bells and whistles for that minimum premium like five hundred and fifty dollars for the year so really important though that you're talking with an agent that knows the ins and outs of the policy and the coverage that you need because man I've seen some crazy things I've seen a lot of people go without some extremely important coverages that they could have gotten that no additional cost whatsoever so I'll put a link here to my website and a link to my contact information so we can get in touch and again I do business in California and in Arizona and would love the opportunity to work with you provide my recommendations and see if we can improve your your current insurance coverage and and your yeah your livelihood protect your livelihood and your business as well

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